Pooled Gold Interests: Wholesale Digital Gold for Safer Investing

Introduction
Pooled Gold Interests (PGI) are changing the way investors approach wholesale digital gold. This model allows you to hold a share of physical bullion without buying an entire bar. By combining vault-backed security with digital flexibility, PGI makes gold accessible and practical for modern investors.

What Are Pooled Gold Interests?

A Pooled Gold Interest groups investors into a shared claim on bullion stored in professional vaults. Instead of owning one bar outright, you hold a fractional share.

This system:

• Reduces storage and insurance costs
• Links your holding directly to real gold reserves
• Provides flexibility similar to digital gold platforms

You can learn more about gold purity in our guide on 24K, 22K, and 18K gold.

Why PGI Matters for Investors

Investors use PGI to balance liquidity and security. Unlike unallocated accounts, this model keeps your claim tied to physical bullion.

Key advantages include:

• Accessibility through fractional gold ownership
• Faster settlement than traditional bullion trade
• Reduced counterparty risk thanks to vault backing

The World Gold Council highlights how digital solutions are reshaping bullion markets, making PGI part of a global trend.

PGI in Wholesale Digital Gold

Wholesale markets increasingly adopt pooled bullion models. Institutions and family offices prefer PGI because it modernizes gold investment without removing physical backing.

For retail buyers, PGI offers a middle ground between holding jewellery and trading ETFs. Our article on BIS Hallmark standards explains why trust and certification remain central.

The LBMA provides guidance on global bullion trade standards for regulatory clarity.

Key Benefits of Pooled Gold Interests

• Fractional ownership of gold bars
• Easier and faster settlement
• Lower credit risk
• Flexible use of gold as collateral
• Access to global bullion markets

FAQ

Q: What is the main difference between PGI and allocated gold?
PGI allows fractional ownership of bullion, whereas allocated gold requires full bar ownership.

Q: Is PGI safer than unallocated gold accounts?
Yes. PGI links your share to vault-backed physical gold, reducing credit risk.

Q: Can this model apply to other precious metals?
Yes. The same structure can be used for silver, platinum, and other commodities.

Q: Who can benefit most from PGI?
Investors seeking flexibility, faster settlement, and protection from custodian risk.

Q: How does PGI fit into digital gold markets?
It bridges physical bullion and digital trading, combining security with liquidity.