Summary
This guide explains the gemstone impact on jewellery value in Kerala. You will learn why jewellers deduct stone weight, which stones are common, and how to verify net gold weight before buying or selling jewellery.
Don’t Get Fooled by the Sparkle: Gemstone Impact on Jewellery Value
When you buy or sell jewellery in Kerala, you must understand the gemstone impact on jewellery value. Gold price depends on net gold weight, not total weight including stones. Therefore, even if your jewellery sparkles with rubies, emeralds, or American Diamonds (Cubic Zirconia), these stones do not add to gold value.
Why Jewellers Deduct Stones from Jewellery Value
Jewellers remove all gemstones before weighing jewellery. They subtract the weight of rubies, emeralds, and other semi-precious stones and calculate payment based solely on gold content. This practice ensures transparency and prevents overpaying for decorative elements. For guidance, see our article on 24K vs 22K gold in Kerala.
Common Gemstones Affecting Jewellery Value
- Rubies and emeralds in necklaces
- American Diamonds (Cubic Zirconia) in bangles, earrings, and chains
- Other decorative semi-precious stones
These stones enhance beauty, yet they do not increase gold value. You can learn more about gemstone types at GIA Gem Education.
Real-Life Example of Gemstone Impact
Consider a bangle weighing 20 grams, including 2 grams of American Diamonds. The jeweller will pay only for 18 grams of gold. Understanding the gemstone impact on jewellery value helps you avoid paying extra for decorative weight.
How to Check Gemstone Impact on Jewellery Value
- Always ask jewellers for stone weight.
- Verify net gold weight before purchase.
- Check certified stones through the IGI Gemstone Certification.
Knowing the gemstone impact also helps you compare prices between different jewellers and negotiate better rates. Moreover, it protects you when selling old jewellery.
FAQ
Q1: Do all gemstones reduce jewellery value?
A1: Yes. Stones that contribute to total weight are deducted before payment.
Q2: Do synthetic stones like Cubic Zirconia add value?
A2: No. They only add beauty.
Q3: How can I verify net gold weight?
A3: Ask the jeweller to remove stones or provide a certified weight slip.


